PERSONAL FINANCE

Financial Well-Being of Individuals

Living Paycheck to Paycheck

leave a comment »

Today, 29% of Americans—about 70 million citizens—have no emergency savings at all.

Living paycheck to paycheck leaves zero breathing room for unforeseen—and inevitable—expenses.

No money for unplanned medical expenses or emergency car-related costs.

Are you in this group?

There are also those without paychecks.

How can this be?

What happened?

Responsibility lies with

—  the individuals

—  the politicians who destroyed the economy

If people want to improve their finances, they have to fight a two front war:

—  change their financial decision making

—  put an intelligent and knowledgeable person in charge of the nation’s economy

No politicians or economists need apply.

Do not do this and the economy will continue to die and there will be more poor people.

 

 

The facts no one wants to read.

Comments and referrals to this blog would be greatly appreciated.

Written by solutions777

June 27, 2015 at 2:15 am

Character Trait — Adaptability

with one comment

The world is continuously evolving/changing.

To survive, hopefully to prosper, individuals must be adaptable.

Willing and even eager to change.

Having the developed the skills to adapt.

With the judgement to know when change is beneficial.

 

 

The facts no one wants to read.

Comments and referrals to this blog would be greatly appreciated.

Written by solutions777

May 30, 2015 at 8:25 pm

Character Trait — Aggressiveness

leave a comment »

Most think of aggressiveness in the terms of unprovoked, aggressive attacks.

Aggressiveness is also vigorously energetic, especially in the use of initiative and forcefulness; boldly assertive and forward; pushy, making an all-out effort to win or succeed.

Passive gets you nowhere.

Be aggressive in your pursuit of financial security.

 

 

The facts no one wants to read.

Comments and referrals to this blog would be greatly appreciated.

Written by solutions777

May 17, 2015 at 5:13 pm

Slow Death of The Middle Class

leave a comment »

The middle class finds they are not able to keep up with the rising cost of living.

Those little emergencies in life that they never plan on now completely wipe people out.

And the dream of retirement has now become almost an immature fantasy rather than a realistic and achievable goal.

People that are even lower on the socio-economic totem pole have it even worse.

People feel resigned to their economic station with no hope of advancement.

It does not have to be this way.

Hope is the most powerful of human emotions. More than fear.

It’s the reason why many politicians get elected.

Politicians fail the middle class over and over again.

Still, the middle class continues to vote for incompetent and corrupt politicians.

The blame for the middle class’s financial situation rests squarely on their shoulders.

NEW POLITICAL PARTY(https://newpoliticalparty.wordpress.com/) is the answer.

 

 

The facts no one wants to read.

Comments and referrals to this blog would be greatly appreciated.

Written by solutions777

May 2, 2015 at 2:02 am

Character Trait — Long-Term Focus

with one comment

Long-Term Focus is about the future not now.

Most people want anything and everything NOW.

They sacrifice their future for the present.

The  result:  mediocre now and disastrous future.

Few people achieve success quickly.

Your goals are about the future.

Now is for working toward those goals.

 

 

The facts no one wants to read.

Comments and referrals to this blog would be greatly appreciated.

Written by solutions777

March 24, 2015 at 8:56 pm

Getting Rich Quick

leave a comment »

Never going to happen.

Stop focusing on “getting rich quick”.

Becoming financially secure is a process; it takes time.

Old saying, “Slow and steady win the race”.

Continuous improvement in your finances should be your focus.

Everybody seems to focus on getting stock tips; they pay huge dollars for advisor newsletters; and nobody is getting rich but the newsletter publishers.

The stock market is not going to make YOU rich.

Remember: too much speed kills.

 

 

The facts no one wants to read.

Comments and referrals to this blog would be greatly appreciated.

Written by solutions777

March 20, 2015 at 9:20 pm

Character Trait — Self-Motivation

leave a comment »

self-motivation  —  motivated to do or achieve something because of one’s own enthusiasm or interest, without needing pressure from others.

You must be your own motivator.

You may get encouragement from others; but it is up to YOU to keep yourself focused on your goals.

It is all up  to you.

 

 

The facts no one wants to read.

Comments and referrals to this blog would be greatly appreciated.

Written by solutions777

February 19, 2015 at 7:24 pm

Follow

Get every new post delivered to your Inbox.

Join 53 other followers